About Centrepoint

• Established GI provider for mortgage intermediaries built on reputation since 1991
• Experienced administration centre technicians, who will go the extra mile to help your clients
• Renewal Commission paid for the life of the policy – whether still trading with Centrepoint or not
• Lightning fast full quote and application system – “Compass online”
• Regional “field based” Account Managers to support the growth of your GI business
• Underwriters – Buildings & Contents Zurich, ASU Hamiltons part of Aviva
• Now part of Assurant Solutions, a leading global provider of protection insurance products

• 5 years in U.K. via non-intermediary or corporate sector i.e. banks/credit card/ motor
• Using acquisition to enter the mortgage broker market

Personal service with the financial stability of a $25 billion Company

Contact Numbers

http://www.centrepoint-insurance.com/contact.html

Benefits

Total Home Cover  - Combined Buildings and Contents with automatic £40,000 Contents cover (max £75000) Buildings Cover unlimited to £350,000.

• Include First Time Buyers,
• Applicants younger than 35
• Pre 1920 Build
• Listed Buildings/non-standard construction (not all types)
• Will accept clients with 2 previous claims on standard terms within 5years
• Brokers can print their clients insurance certificate.

Flexi Home Cover -  Provide to BTL or clients who want buildings only or contents only.   Contents only would be great should you know a letting agent who can offer to their clients.

• Flexicover is ideal BTL Landlord Product – No restriction on number of properties.
• We will cover all types of tenant including DSS, Asylum seekers and students
• Landlord clients need flexibility whilst finding a new tenant – 90 day unoccupancy
• Landlords not wishing to pay excess -  Nil excess
• Building sum insured up to max of £500,000
• Contents sum insured starting from £5000 to max of £75,000 with choice of Excess.

Total Home Cover  

• 25% of net annual premium 
• 25% of net renewal annual premium

FlexiHome Cover Buildings

• 25% of net annual premium
• 20% of renewal annual premium

Flexihome Cover Contents

• 15% of net annual premium
• 12.5% of net renewal annual premium

Get a Quote

http://www.centrepoint-insurance.com

The Legal & General group, established in 1836, is one of the UK's leading financial services companies. We are one of the UK's top 50 companies in
the FTSE 100 Index. Over 5.6 million people rely on us for life assurance, pensions, investments and general insurance plans. The Legal & General group is responsible for investing over £208 billion worldwide (as at 31 December 2005) on behalf of investors, policyholders and institutions.

Legal & General Assurance Society Limited is one of the UK's top rated companies for financial strength. We hold the second highest possible ratings from Standard and Poor's (AA+), Moody's (Aa1) and A.M. Best (A+).

Contact Numbers

http://www.gicentre.co.uk/contact01.htm

Benefits / Products

Home Insurance Choices (buildings and contents)

• Buildings: standard £500,000 notional sum insured
• £150 home emergency cover as standard
• Contents: First time buyer option £25,000, standard options: £40,000 - £70,000
• Ability to refer cases - very high buildings or contents sum insured cases
• Personal possessions covers contents away from the home anywhere in the world
• Premium payment protection included as standard
• Alternative accommodation - £50,000
• Fraudulent use of credit card - £5,000
• Contents cover for children away at university/college (student belongings) - 15% contents sum insured selected

Buy to Let

• Buildings: £500,000 notional sum insured
• £150 home emergency cover as standard   
• Contents: choose between £5,000 and £35,000
• Accidental damage included as standard on both buildings and contents cover 
• Option to include legal expenses and rent guarantee
• Cover for irrecoverable costs and fees incurred in pursuing or defending claims involving breach of tenancy agreement
• Cover for rent arrears for up to 12 months or until vacant possession is gained, whichever is soonest 

Accident, Sickness and Unemployment

• Flexible product with range of deferred periods
• Choose full ASU, AS or U
• Unlimited maximum benefit
• No excluded occupations
• Cover available for contract, self employed and part time workers
• Back to day one benefit payment

GIology (quotation platform)

• Quote offline
• Apply online
• Indicative quote after answering only two questions
• Sales support documentation and in-built compliance
• Signature less application process
• Quotes for all three L&G GI products

Benefits to the Broker:

• GIology, our new point of sale system that includes Household, Buy to Let and MPPI, enables you to quote in an off-line environment (for example: in your clients home) and then submit applications on-line to L&G when convenient.
• Fast indicative quotes - available within 30 seconds
• Ability to refer non-standard cases
• A comprehensive bank of product information and FSA compliant literature including a ‘reasons why’ letter
• Increased income - by providing quick and easy access to comprehensive general insurance products will help improve your cash flow

Benefits to the Client:

• Visibility - detailed breakdown of cover and well presented key facts documentation
• Knowledge they are covered - comprehensive range of benefits at affordable premiums
• Piece of mind - excellent claims handling in UK call centre’s

• Buildings & Contents  - 25% Of The Policy Premium On An Indemnified Basis
• ASU –25% Of The Policy Premium On An Indemnified Basis

Get a Quote

About Paymentshield

Paymentshield is the UK's largest independent supplier of mortgage related insurance products to the intermediary sector. We offer simple, yet comprehensive products and are the market leader in our sector for buildings and contents insurance and MPPI, whilst developing an end-to-end portfolio of products and services based on property purchase. We pride ourselves in consistently delivering first class customer service and in our efficient policy servicing, which is provided by our 300 dedicated employees.

Founded in 1992, Paymentshield remains an independent company, which has experienced tremendous growth and commercial success in particular over the last 3 years. In November 2006, Paymentshield was acquired by Towergate, Europe's largest independently owned insurance intermediary, and is now a sister company of Towergate Partnership.

Our highly competitive proposition is offered exclusively via intermediaries, both directly authorised and appointed representatives of networks who enjoy:

• A real simplicity when doing business with Paymentshield.
• Straightforward and streamlined IT solutions.
• Quality customer service.
• Good competitive products.
• Competitive commission levels.
• A strong commitment to finding new solutions for market opportunities.

http://www.paymentshield.co.uk/contact_intermediaries.aspx

Benefits

Mortgage Payment Protection Insurance (MPPI)

MPPI protects people from falling behind with their mortgage repayments by enabling them to continue to pay their mortgage payments and other household costs should they become unemployed or suffer an accident or sickness (disability) that prevents them from working.

• FreeStart includes 6 months free cover for new mortgage and remortgage borrowers and 3 months free cover for existing mortgage borrowers (free cover starts immediately the policy is on risk). Freestart also offers 25% additional cover free of charge.
• FreeFirst includes 3 months free cover for new or existing mortgage borrowers (free cover starts immediately the policy is on risk). FreeFirst also offers 25% additional cover.
• BestQuote is our lowest premium option and also offers 25% additional cover.
• Mortgageshield is a comprehensive benefit rich Mortgage Payment Protection Insurance policy. It can help protect your customers mortgage payments for up to 24 months, with a monthly benefit of up to £2,500. Mortgageshield also offers 25% additional cover.

Buildings & Contents Insurance (B&C)

B&C insurance provides peace of mind by protecting both the structure of people's homes, their contents and personal belongings in the event that they suffer damage or loss as well as protecting their legal liabilities as either homeowner or occupier.

• FreeFirst B&C includes 3 months free cover (free cover starts immediately the policy is placed on risk).
• BestQuote B&C is our lowest premium option.

Our standard Buildings and Contents product has a limit of:

• £300,000 buildings reinstatement cover,
• £40,000 contents cover and
• £10,000 for Personal Possessions
• ·Optional Accidental Damage cover for Buildings & Contents is also available

Should you require more cover we can offer our B&C Extra cover which has the following limits:

• Up to £500,000 reinstatement cover for buildings,
• £60,000 contents cover and
• an enhanced £15,000 Personal Possessions cover.

Important Note: Buildings and Contents Extra cover must be included within all quotations for 7 to 8 bedroom properties.

Landlords Buildings & Contents Insurance

Landlords B&C is specifically designed to provide household insurance to private customers who own a property that is rented out under a single tenancy agreement.

Our Landlords Buildings & contents product has a limit of:

• Buildings are insured up to a maximum of £300,000.
• Contents are insured up to a maximum cover limit of £40,000 if the property is rented out on a furnished basis.
• Contents are insured up to a maximum cover limit of £10,000 if the property is rented out on a unfurnished basis.

Commission

27.5% commission with renewals

Get a Quote

http://www.paymentshield.co.uk/intermediary/